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Individual & Family Medical Healthcare - Dental Plans

More than ever before, due to the 2010 ACA Federal Healthcare Law, also known as Obamacare, it is our mission to provide the information & knowledge required for you to make an educated purchase.  We advise you on what you should consider when choosing the right plan in today's complex fast changing Healthcare Market.  Select a Carrier Logo to Link Direct (below) to that Healthcare Company where you can obtain an Instant Real Time Rate Quote and also Apply Online outside the state's health exchange.  *Note currently Anthem Blue Cross in California are accepting new enrollees only in a few northern California counties, please contact our office for more information. 

For information about options in the *Covered California market place exchange, including plan benefits, price quotes, subsidy information & if it is best for you....   click the *Covered California logo   

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For information options and to enroll through the Covered California market place state health exchange with include: Plan Benefits,  price quotes and subsity tax credit information - click the Covered Calofornia logo

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Remember you must create an ID & password to enroll online.  Our website is a banded Agent/Broker link which will reserve your right to maintain us as a personal representative on your behalf.  Creating an ID & password allows you to save your quoted information for latter review. 

Your premium cost is always the same whether you apply for coverage through an Agent or Broker, apply directly with an Health Exchange or the Insurance Carrier.  We charge no fees, so why not have a personal representative?  Once enrolled, you can contact the insurance carrier direct for service.  The value of an Agent or Broker is having the option to contact them to discuss your questions or concerns prior to contacting your Healthcare Company.  Read More... 

                   View & learn from an InsurVision short video on several Healthcare Topics. 

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Contact us prior to visiting these individual company sites.  We can save you valuable time by:  advising you on how to get started;  what to look for;  what to avoid and how to rate the different carriers as well as their plans which they offer.  It's our job to help you determine what may be best for you, your family and your budget.

                      Click for Information All About Kaiser Permanente® Health Plans.

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Until you create an ID & password, always return to a Healthcare Company's site by linking from this website.  Our website is a banded Agent/Broker link which will reserve your right to maintain us as a personal representative on your behalf.  Creating an ID & password allows you to save your quoted information for latter review. 

Your premium cost is always the same whether you apply for coverage through an Agent or Broker, apply directly with an Health Exchange or the Insurance Carrier.  We charge no fees, so why not have a personal representative?  Once enrolled, you can contact the insurance carrier direct for service.  The value of an Agent or Broker is having the option to contact them to discuss your questions or concerns prior to contacting your Healthcare Company.  Read More... 

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Our Agency represents quality Heathcare Companies.  In our opinion, when it comes to Healthcare, you buy the company first and then that carrier's plan which best fits you and your family's needs and budget.  The plan must be a plan you and your family can work with and live with with for the long term. 

The private Healthcare Market will be changing due to the 2016 election results.  Underwriting standards had been removed with passage of the 2010 ACA Federal Healthcare Reform those standards have changed.  January 1, 2014 it became easier to obtain new coverage if you and your family are in less than good health.  In 2014 guaranteed policy coverage issue arrived and is the current law, however, with election results of 2016 the current way of doing business is subject to change in 2019.

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Dental Plans in general are divided into two types.  Dental Discount Plans or Dental Insurance Plans.  Both Plan types utilize contracted Dental Networks for you to receive your maximum plan benefits. 

With a Dental Discount Plan what you receive for your paid montly premium is "discount" on dental services.  These type of plans have no insurance coverage. 

Most all Dental Insurance Plans utilize network contracts with Dentists to provide dental procedures at a uniform agreed upon price in an effort to control and lower dental costs.  Dental Insurance Plans today are basicly an HMO or a PPO Indeminty Hybrid product.  

A HMO Dental Insurance Plan requires you to obtain services only from the HMO Dental Network to receive dental benefits.  HMO Dental Insurance Plans offer the Best Value if you use a dentist within the HMO Dental Nework.

 PPO Indeminty Hybrid Dental Insurance Plan offers plan benefits for using both Network Dentists and Non-Network Dentists.  However, when using a Non-Network Dentist you will receive lesser plan benefits.  Also, most all Dental Insurance Plans contain a maximum annual insurance benefit.

For an Agent to Contact You regarding Personal Dental Information complete this Dental Qoute Request.   

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Medicare if you quaify, coverage available when you attain age 65.  Currently there are many different plans & options available to supplement your entitled Medicare Benefits.

          View an InsurVision video which offer brief mini summaries of our current Medicare System.

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All New Medicare Supplemental Plans Offered.!

For an Agent to Contact You Regarding a Medicare Supplement Plan Coverage complete this Medicare Supplemental Form.  

For an Agent to Contact You with Information and Rates regarding a Medicare Advantage Plan complete this Medicare Advantage Form.               

                                                      

Still Have Medicare Heathcare Questions?  Read More... 

**NEVER CANCEL YOUR CURRENT MEDICAL COVERAGE UNLESS YOU HAVE RECEIVED AN APPROVAL WITH A NEW EFFECTIVE DATE OF COVERAGE CONFIRMATION ISSUED FROM THE CARRIER FOR WHICH YOU HAVE APPLIED.

Find out more info?  Find links to our Carrier Partners below.

 

Use Doctor Search to locate your current medical doctor or to find a new doctor using the online Provider Network search links below for each Healthcare Carrier or find the link in our "Service Center".  Although the Health Insurance Carriers try to keep their online Provider Network data current, it is always best to contact the doctor's office staff directly to verify their current Network Member status in order to receive maximum plan benefits.

Doctor Provider Networks Links Here

Want to Enroll by Mail?  Download a Paper Enrollment Application

*Do not send completed paper applications directly to the Insurance Carrier.  All completed paper applications must be sent to our office for review and processing.

Greg Brooks Agency Insurance Services (GBAIS) is a licensed Agent/Broker operating exclusively in California.  This Web site is owned by GBAIS which is solely responsible for its maintnance, content and Agency promotion offers.  This site is not maintained by or affiliated with Kaiser Permanente and Kaiser Permanente bears no responsibility for its content.  "Kaiser Foundation Health Plan" and the Kaiser Permanete Logo are registered trademarks or service marks of Kaiser Foundation Health Plans, Inc. in the United States.  *eREWARD Rebates California Residents Only.


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I was treated very well, recieved a good product at the same price offered by others and it was a welcome bonus after I got my rebate check from this agency.
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US Postal First Class Mailing:
17216 Saticoy St., Suite #305
Van Nuys CA 91406
Phone: (818) 344-2944
Fax: (818) 344-4239

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