Data We Collect
All the data we collect about you is needed to accurately process your request for: insurance or real estate financing quotations; service for your insurance policy(s); adjusting any insurance claims; placement of retirement investments; securing of real estate financing or a real estate transaction process.
Data We May Disclose
In order to process your business request we may disclose the following data about you: * Data you voluntarily provide to us, such as your name, address, social security or driver's license number, date of birth or marital status. * Data from consumer reporting agencies, such as your driving record, your credit history, employment history, banking or stability resoures status and any other required data.
We only disclose the data of persons who have ceased to be our clients for purposes of investigating an ongoing claim, reporting, investigating or peventing actual or potential fraud or material misrepresentation from a prior business transaction.
To Whom Data is Disclosed
We will disclosed your data as allowed or required by law and needed to process your business request. We may disclose your information / data about you to: * With my service providers, vendors, contracted financial institutions, companies processing insurance claims or consumer reporting agenties, in accordance with the Fair Credit Reporting Act; and companies or agencies dealing with fraud investigation or prevention.
We do not share any data with unaffiliated third parties or other companies for direct or any other type of marketing purposes.
Confidentiality and Security
We protect your information and data: * The only individuals with access to your information are those who need it to process, fulfill and provide your business request placed with us; * We restrict access to your data through physical procedural safeguards, review our procedures regularly and revise them when needed to meet any new concerns.
When you purchase an insurance policy from GBAIS, you will pay the premiums with your credit card or personal check. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. A transaction number will be provided to you on your Binder Of Insurance. You may use this transaction number as a reference to the credit card purchase. We do not keep a record of your credit card information. If you pay the premium using your personal check, we will keep a copy of your check in your file.
You have the right, through a written request, to see the data collected by us on you.
A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting this Web site. We may utilize a short-lived form of cookie when you visit this site. A cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our Web site for more than 20 minutes. Should a previous visitor to our Web site return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.
Third Party Links
This Web site may contain links to third party Web sites that are not controlled by GBAIS. These third party links are made available to you as a convenience and you agree to use these links at your own risk.